Author: Andy

28 years is a long time to do anything and that’s how long I’ve been giving financial advice for! Everything you’ll ever need to know about Mortgages and Home Insurance can be found within the digital walls of this website. Fill your boots with as much knowledge as possible and if you have further questions or would like to get the ball rolling on buying your new home then I would love to help you! I promise to keep things as simple as they need to be and don’t worry about all the paperwork, me and my team can cover that!
Why Is Estate Planning So Important?

Why Is Estate Planning So Important?

October 14, 2020

In this article I review why planning your estate is so important both in a financial sense but also for the relationship of your family you leave behind. I also tell you who I personally recommend you use to plan your estate and how to get £25 off the cost of your will. Estate planning; […]

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what does a will cover

What Is A Will?

October 14, 2020

In this article I answer all the key question you might have before you decide to get a will. I also tell you how to save £25 plus who i personally used when arranging my will. Put simply, a will is a legal document that tells everyone what you want to happen to your money, […]

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10 Myths About Writing Your Will

October 14, 2020

Thinking about writing your will probably isn’t on your top ten list of fun things to do – in fact it probably factors somewhere between renewing your car insurance and cleaning that gunky green stuff out of the guttering; boring, time-consuming, and not really something you want to think about right now. Plus, when it […]

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bad-credit

Bad Credit And Buying A Home

October 2, 2020

Your credit score – three little numbers that could be the difference between you getting finance on that car, getting a credit card, or getting a mortgage – or not. When you apply for any type of loan, including a mortgage, lenders will check those numbers so they can see how you have handled previous […]

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Do I Need Buildings And Contents Insurance If I Have A Mortgage?

Do I Need Buildings And Contents Insurance If I Have A Mortgage?

October 1, 2020

If you have been asking yourself “Do I need buildings and Contents Insurance if I have a mortgage” then read on as I hope to answer just that. Having Buildings and Contents Insurance isn’t a legal requirement – but, (and it’s Kardashian-sized one), any mortgage provider you go to is going to insist that you […]

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homebuyers guide

The Help To Buy Scheme: A Homebuyers Guide

August 13, 2020

What Is the ‘Help To Buy’ Scheme? ‘Help To Buy’ (HTB) is a government-backed scheme that was created to give first-time buyers a more affordable way to get onto the property ladder. It allows you to put down a 5% deposit, with an additional 20% loan provided by the government. This means that you’ll only […]

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How Would A Stamp Duty ‘Holiday’ Affect Me?

How Would A Stamp Duty Holiday Affect Me?

July 8, 2020

What is Stamp Duty? Let’s start from the beginning “What is Stamp Duty?”. Stamp duty is a ‘tax‘ you pay when you buy a residential property or piece of land that costs more than £125,000. This applies even if you are getting a mortgage or are able to buy it outright! From today, up until […]

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Is Moving Debts To Your Mortgage The Easy Saving It Seems?

Is Moving Debts To Your Mortgage The Easy Saving It Seems?

June 19, 2020

Whatever the reason may be that you need finance, if you have a mortgage particularly one that is low rate, it seems like a no-brainer to simply add on the debt of that new car or kitchen…but should moving debts to your mortgage really be your first port of call? Of course, saving and budgeting […]

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Young people moving their mortgage to a new house?

Can I move my current mortgage to a new house?

June 16, 2020

If you want to move house, what happens to your existing mortgage, can you just move mortgage? Can you use it to buy your new home, or do you need to get a new mortgage? In this article I’m going to be looking at whether or not the decision you make will increase your debt. […]

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An image of a hammock on a beach signifying a mortgage holiday

The Cost Of Taking A Mortgage Holiday

June 3, 2020

During the COVID-19 pandemic, the government and banks have put several measures in place to try and ease the financial strain and worry that a lot of us are facing – one such scheme being a mortgage holiday. In this article I’m going to be looking at the true cost of taking a break from […]

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