Author: Andy

28 years is a long time to do anything and that’s how long I’ve been giving financial advice for! Everything you’ll ever need to know about Mortgages and Home Insurance can be found within the digital walls of this website. Fill your boots with as much knowledge as possible and if you have further questions or would like to get the ball rolling on buying your new home then I would love to help you! I promise to keep things as simple as they need to be and don’t worry about all the paperwork, me and my team can cover that!
A hackers screen showing a push payment scam

How Is Your Bank Protecting You Against Authorised Push Payment Scams?

May 25, 2020

We all know someone who has fallen victim to some sort of scam – or maybe even been a victim ourselves but with scammers becoming more and more sophisticated in their methods, what are the banks doing to protect and reimburse us when it comes to these crooks getting their hands on our money? From […]

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a pot of money with a plant growing from it

How Can Your Bank Help During Coronavirus?

May 19, 2020

Doing everything from home has become the new normal thanks to the COVID-19. Working from home, communicating with loved ones via platforms such as Zoom and Skype, and practicing social distancing on our essential trips to the supermarket are all slowly becoming second nature. However how are we faring when it comes to banking? and […]

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How to find the best mortgage deal

How Do I Find The Best Mortgage Deal

May 14, 2020

Getting a mortgage is generally the biggest financial commitment you will ever make, but with thousands of mortgage products available, “How Do I Find The Best Mortgage Deal?” Allow me to explain. Mortgages can be a tricky field to navigate, and with the recent news about the Bank Of England base rate being cut, finding […]

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How bounce back loans work?

May 14, 2020

The COVID-19 outbreak has seen the government rolling out all sorts of loans, schemes, and payment breaks designed to ease the financial difficulties that many of us may be starting to face after weeks of lockdown. Small businesses are among those struggling the most, and so the news of the new ‘Bounce Back Loan’ that […]

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What Coronavirus Means For Your Mortgage

What Coronavirus Means For Your Mortgage

April 10, 2020

Coronavirus And Your Mortgage Over the last couple of months life as we know it has been completely turned upside down. Besides the health concerns for ourselves and loved ones, the question of financial stability concerns a lot of people. Particularly those with mortgages to pay, so you are probably asking yourself “What does Coronavirus […]

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Do Existing Mortgage Lenders Offer Preferential Rates?

Do Existing Mortgage Lenders Offer Preferential Rates?

April 10, 2020

In this article, I’m going to be asking Do Existing Mortgage Lenders Offer Preferential Rates? What you can do about it if they don’t… The answer is no, not always. It would be a pretty short article if they did, wouldn’t it? Better mortgage deals come on the market all the time, so it could […]

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Will My Bank Give Me The Best Mortgage?

April 10, 2020

In this article I’m going to be looking at whether being an existing customer of a bank means that you’ll get a better mortgage rate than going with a mortgage Broker. We ask will my bank give me the best mortgage? Are there any advantages to going straight to your bank, or not? I mean, […]

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What Is Stamp Duty And Does Everyone Have To Pay It?

What Is Stamp Duty And Does Everyone Have To Pay It?

April 10, 2020

In this article I am going to be looking at stamp duty: what it is exactly, and whether it applies to everyone in all home-buying situations.   It is easy to assume that stamp duty is just yet another fee that has to be paid when you buy a house; but as I shall explain […]

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Different Types Of Mortgage Products

Different Types Of Mortgage Products

April 10, 2020

In this article I’m going to be taking a look at all the different types of mortgage products that are available on the market today, and what makes them different from each other. With so many choices out there, finding the right mortgage product for your personal circumstances can be difficult; but once you know […]

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7 Steps To Buying Your First Home

7 Steps To Buying Your First Home

April 10, 2020

In this article I am going to be taking you through the 7 Steps To Buying Your First Home. From finding something you can afford, right through until you get those keys, and everything in between. Step-by-Step Guide to Buying your First House Stage 1 – Find a property you can afford Stage 2 – […]

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