Author: Sam

I’m More Than Money’s Income Protection and Business Protection Insurance expert, I started my career in finance 8 years ago. I’ve gone from advising on insurance in my home county of Kent, to working in the big city of London. I started More Than Money with my Dad and Brother, to get away from the 'sales environment'. When you're a qualified Adviser, the quality of your advice has to come first, not a 'sale on the board'. I thought, if I cant find that environment elsewhere, well i'll create it myself.
what do you need to know about Health Insurance

What Do You Need To Know about Health Insurance?

September 22, 2020

When you first hear the words,‘Health Insurance’, it probably brings to mind places like the US; where even a trip in an ambulance could end up costing you thousands, and a worrying amount of people will put off visiting a doctor because they can’t afford Health Insurance at all! But, here in the UK we […]

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income protection insurance explained

Income Protection Insurance Explained

September 15, 2020

Income Protection Insurance explained properly, clearly, and completely! Income Protection is designed to provide you with an income in the event that you become too ill to work – which is particularly handy if you are the main breadwinner, have a mortgage or rent to pay, or have children to provide for. If you are […]

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How Would A Stamp Duty ‘Holiday’ Affect Me?

How Would A Stamp Duty Holiday Affect Me?

July 8, 2020

What is Stamp Duty? Let’s start from the beginning “What is Stamp Duty?”. Stamp duty is a ‘tax‘ you pay when you buy a residential property or piece of land that costs more than £125,000. This applies even if you are getting a mortgage or are able to buy it outright! From today, up until […]

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self employed and coronavirus

Self-Employed & Limited Companies Help in Coronavirus Crisis

July 6, 2020

It’s fair to say that the COVID-19 pandemic has fundamentally changed the way we live, and as much our primary concern is health – our jobs and our finances are coming in a very close second. For those who are self-employed, or who run small limited companies it has been a particularly worrying time, with […]

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Is Private Health Insurance Worth It?

Is Private Health Insurance Worth It?

July 6, 2020

As UK residents we are fortunate enough to have access to free healthcare through the NHS – a luxury compared to some other nations who have no choice but to pay for the privilege of being treated for an injury or illness. However, despite the fact that the NHS provides comprehensive medical treatment to anyone […]

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Do I Really Need Critical Illness Cover?

June 26, 2020

Unless you are printing money in your spare room or are lucky enough to have a mysterious benefactor depositing large amounts in your bank account, then yes, I would say that Critical Illness cover is most definitely worth having. If you were to become seriously ill and couldn’t work, how would you pay the bills […]

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Refusal On The Frontline: NHS Workers Avoiding Coronavirus Tests

NHS Workers Avoiding Coronavirus Tests

June 24, 2020

Through this pandemic, the majority of the population are scrambling for the chance to be screened for coronavirus. However research shows that NHS Workers avoiding are Coronavirus tests, a group most at risk of infection, are avoiding getting tested if they display symptoms. This is amidst fears that the results could negatively impact their applications […]

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Blue arrow showing where to buy income protection insurance

Where to buy Income Protection?

May 19, 2020

If you’ve read any of my articles about Income Protection, it may well be something you are considering purchasing. But where to buy Income Protection?? Should you consult an independent insurance broker? Is it worth having a look at price comparison sites? Can you purchase it through work? This article looks at your options for […]

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Which Income Protection Insurance Is The Best?

Which Income Protection Insurance Is The Best?

May 19, 2020

If you’ve read any of my articles on Income Protection Insurance, you’ll know by now what it’s all about and who offers it. But with so many insurers out there it can be difficult to determine which insurer is the best. In this article I’m going to be having a more indepth look at the […]

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A pair of hands protecting a pile of money depicting income protection

How does Coronavirus Impact Income Protection Policies?

May 19, 2020

Among the many other concerns we all have at the moment with regards to the recent Coronavirus pandemic you may be asking “How does Coronavirus Impact Income Protection Policies?”. With many people furloughed, and others facing an uncertain financial future, it’s only natural that we want to know where we stand when it comes to […]

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