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Construction Injury Insurance FAQs
Construction insurance policies are designed to pay a sum to you if you injury yourself whilst covered by the policy. This is to ease pressure on your family financially and provide support for medical, childcare costs, household bills or mortgage payments.
This is completely down to you. There are no set premiums as it’s based on how much cover you need and your personal circumstances. The price will be higher if you have a high-risk job such as a tress surgeon or lower if you have an office-based job.
The average premium according to MoneyAdviceService is £18.35 per month, however this can vary from age groups, health factors and job types.
This is one of our core values to never ‘sell’ to someone and never ask them to decide on the first call.
We train all our advisors to this standard and will always allow you the time and space to decide in your own time.
Yes you can, without any penalties or charges. We will even keep in contact with you to review the policy if your situation changes or we can find you a better deal.
Insurance companies can make decisions within 24 hours. However, depending on how much cover you want and your health, they could decide to write to your GP which would mean you need to wait a couple weeks.
No. Insurance advisors don’t charge upfront fees. You will only ever pay your monthly direct debit.