So you Googled “financial advisor near me” and you’ve ended up here. Well that means we service your area. We are local Ashford brokers, More Than Money and we are here to help. Meet The Family and Read all about us!
Meet The More Than Money Family
Who are we?
Well firstly, we’re an actual family, Andy, Luke and Sam Stevens, we are Ashford born and raised and we all work together. So when we say it’s our family looking after your family, we really do mean it. Based out of Ashford we are always happy to have customers walk through our doors, you will be greeted by beards and smiles.
We started More Than Money because we were fed up of people receiving bad advice, from bad financial advisor’s, fed up of people not knowing why they bought the insurance or what they’re even insured for. This is the fault of poor advisers, giving poor advice.
Hello, I’m Andy a co-director of More Than Money along with my identical twin sons, Sam and Luke. After a couple of encounters of customers thinking we are triplets (how crazy!), I now keep my hair extremely short and invest in getting the top thinned out every couple of weeks to avoid that common mistake!
When asked where I would spend a week anywhere in the world, it would have to be riding the 423 miles from Marrakech to Zagora on the edge of the Sahara Desert.
Although I love my job, if I could do any other occupation I secretly be an Air Ambulance Paramedic after binge watching all of Air Ambulance ER!
What is a Mortgage?
A mortgage is a loan you take out so that you can buy property or land. The loan is secured against the value of your house until it is paid off and generally runs for 25 years, although of course the term can be longer or shorter.
What is Home Insurance?
You’ve probably read that title, rolled your eyes and thought, ‘Well obviously it’s insurance for your home.’ But, what isn’t so obvious is what different types of home insurance are available, or why you might need it, so before you close this tab and head back to Instagram or watching cat videos on YouTube, take a look at this article – you might learn something you didn’t already know…
I’m Sam, I run More Than Money with my twin Brother Luke and Dad Andy. I’m a facts nerd and follow daily facts accounts on Facebook and Twitter.
My favourite fact you ask?
“Peppers come in many colours; green, yellow and red. They're all the same pepper; the colour is related to how ripe it is.”
If I could spend a week anywhere in the world, it would be Japan! Mainly for their sushi…
The most unusual thing in your desk drawer right now? My shirt brace… it keeps my shirt tucked in. vital!
What is Income Protection?
Often described as a ‘must-have’, Income Protection Services insurance replaces your salary every month if you can no longer do your job due to an accident, injury or illness.
Private Medical Insurance
Private Medical Insurance, also known as Private Health Insurance is a policy that covers the cost of any private medical tests or procedures you might have, and works in exactly the same way as every other insurance; you pay your monthly (or annual) premiums, and your insurer pays out if you make a claim.
My name’s Luke, I’m a Co-Director of More Than Money with my twin Brother, Sam and dad, Andy.
I’m the one with the beard! True story…I only grew this beard so people could tell the difference between me and Sam, but that was over 2 years ago and I have to say, I kind of like it now.
If I weren’t doing what I do today, I would be a football manager…well not an actual football manager, just a virtual one on the laptop.
I don’t currently own any pets but if I did, I’d get a micro Pig!
The one thing I want to accomplish before I die is to change the way we buy insurance in the UK, I want to give knowledge and power to ‘the man on the street’, so they feel empowered to set up policies for both themselves and their families on their own. Me and my team will always be here for help if they need it.
What is Life Insurance?
Life Insurance is undoubtedly the simplest form of insurance to financially protect both yourself and your family, and it is the bread and butter of our advice.
This is why we always take the time to listen to you and find out exactly what you want or need, before going away and searching every UK insurer, to ensure that we recommend the most suitable Life Insurance cover to suit you. Often this will include some form of Critical Illness Cover as well.
One in four adults will experience mental illness at some point in their lives, and fortunately in recent times it has become a topic which people are much more willing to discuss – in particular how it affects their day-to-day-lives.
With that in mind it’s no wonder that many people are openly asking how it will affect their Life Insurance applications, and whether it’s possible to get insurance if you suffer from anxiety or depression? How about panic attacks or conditions such as bi-polar? And what about for those who may have attempted suicide?
Insurance is not hard to understand, trust us, it isn’t confusing or daunting, and guess what? Despite what the media tells you, it does payout.
We also know the importance of having insurance, we have our own families, we have claimed on our own policies and received the money. We know it works, we know it’s needed.
Mortgages can seem confusing and believe us we know why! Banks and brokers can make it so. Let us do the hard work, we’ll talk to you in your language, we won’t make it harder than it needs to be and we have access to every type of mortgage in the UK… so trust us, we’ll find you the right one. Schedule a meeting with us in our Ashford branch and we can walk you through it every step of the way.
It’s our mission to get as many people as possible to understand how to insurer themselves, their family and their home or anything mortgage related, by giving them simple bite size information on our website. If you still need to chat to us for extra peace of mind, to run a quote or a comparison, we’re only a phone call away or if you are in Kent we are only 10 minutes from the M25.
Andy has run a successful estate agency in Kent for over 20 years as well as being a fully qualified financial advisor. As a qualified financial advisor this means he holds a CII qualification in Mortgage and Protection advice (Which might mean nothing to you but this is a very important qualification in our industry…)
Sam and Luke have worked and lived in London for the last 5 years, working as life insurance advisors. They advised people on how to insure themselves if they passed away, fell ill or couldn’t work. They have both worked for some of the biggest companies in the UK and have a wealth of experience they now bring to this family run business.
For us, who we are is already in the name of our business, we care passionately about finding you the right home and then protecting it. Imagine having to move out because you couldn’t afford to live there following the death or illness of a loved one, the home you saved up to buy, that you raise a family in, that you come home to every day. We won’t let that happen.
If you want to chat to a human and not any old pensions, mortgage or generic financial advisor, there’s no obligation for a quote and even if you just want to pick our brains before you make any decisions, we’re a friendly bunch. Ashford is our home, come by have a coffee and tea.