More Than Money advice

get your income protection quote

Take 2 minutes to fill out this form and we'll get to work in finding the best income protection for you!

Our Clients

Such great service!

Always so professional, helpful, and efficient. Sam contacted me recently to see if More Than Money could save me money on my insurance policy, or if I could get a higher level of cover for what I am already paying, and it turns out they could.

Such great service contacting me so that I could save money! Thank you so much

Amber Netley

Quoted much cheaper!

Luke organised my life insurance separately from the re mortgage I was doing. He found the same policy I had been quoted much cheaper and with the added benefit of a cash back offer! 

Luke was professional and knowledgeable and kept in contact throughout the process. I would thoroughly recommend More than Money and would definitely use the company again. Thanks Luke!

Fran Sims

Totally professional & efficient

More than money has been amazing, They assisted on life insurance for myself and partner - totally professional & efficient. For me It’s better to speak to someone who’s educated rather than use a comparison site that that will over sell the product and the guys at MTM make you aware of everything, as well as being a constant source of support - no ask was too much.

Dom Paine

NHS Staff Income Protection FAQs

What does Income Protection insurance cover?

Most Income Protection insurance policies are designed to pay a monthly income to you while you couldn’t work following an accident, Illness, or Injury. This is to ease pressure on you or your family financially and provide support for childcare costs, household bills or mortgage and rental payments.

How much will Income Protection cost me?

This is completely down you. There are no set premiums as it’s based on how much cover you need and your personal circumstances. The price will be higher if you have a high-risk job such as a tress surgeon or lower if you have an office-based job.

The average premium according to MoneyAdviceService is £18.35 per month, however this can vary from age groups, health factors and job types. 

Do I have to make a decision on the first call?

No. Never.

This is one of our core values to never ‘sell’ to someone and never ask them to decide on the first call.

We train all our advisors to this standard and will always allow you the time and space to decide in your own time.

Can I make changes to my policy?

Yes you can, without any penalties or charges. We will even keep in contact with you to review the policy if your situation changes or we can find you a better deal.

How quickly can I get covered?

Insurance companies can make decisions within 24 hours. However, depending on how much cover you want and your health, they could decide to write to your GP which would mean you need to wait a couple weeks.

Do you charge any upfront advice fees?

No. Insurance advisors don’t charge upfront fees. You will only ever pay your monthly direct debit.

Bespoke Income Protection For NHS Staff

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