Private Medical Insurance, also known as Private Health Insurance is a policy that covers the cost of any private medical tests or procedures you might have, and works in exactly the same way as every other insurance; you pay your monthly (or annual) premiums, and your insurer pays out if you make a claim.
Not often seen as one of the ‘essential’ insurances, Private Medical Insurance is becoming increasingly popular as a way to avoid potentially long NHS waiting times as well as giving you the choice of where you receive your treatment – and who from.
However, Private Medical doesn’t cover everything, and it differs from provider to provider, which is why we take the time to find out exactly what you want from a policy before searching the market to find the product that best suits your needs.
Once we’ve found a policy that covers everything you want, at a price you are happy with, we will talk you through the application process, which will include some health and lifestyle questions, in order to set your policy up. We’ll answer any questions you may still have, before making sure any forms are filled in correctly and that your Direct Debit is set up for your preferred date.
After that it’s simply walking you through any forms that need signing and making sure that any relevant documents are sent out.
It couldn’t be easier!
Private Medical Insurance Q&A
These are some of the most common questions asked about Private Medical Insurance, but it’s certainly not an exhaustive list! If you have any other questions about Private Medical Insurance, or you would like us to find the best policy for you, drop us a line and we’ll be happy to help. You may find our Healthcare section of interest.