More Than Money advice

Insurance & Mortgage Experts In Kent

More Than Money are leading insurance and mortgage experts in Kent. We understand that every case is different and work hard to offer the best rates and deals.

Call us at 01233 555 454

About Us

More Than Money is a local family run father and two sons mortgage and insurance brokers in Ashford, Kent: Andy, Sam and Luke Stevens. We started More Than Money to help people in Kent get the best deals on insurance and mortgages.

Mortgages and insurance can seem confusing and believe us we know why! Banks and brokers can make it so. Let us do the hard work, we’ll talk to you in your language, we won’t make it harder than it needs to be, and we have access to every type of mortgage and personal insurance in the UK… so trust us, we’ll find you the right one.

We are just ordinary people, helping ordinary people. 

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Complete a short survey and we will be in touch ASAP to discuss your options

Learn what mortgage or insurance suits you

Discover which products are best for your situation

Receive expert advice

Evaluate your options with your local experienced mortgage and insurance broker to find the best deal for your situation

How We Helped Tom and Emma With Finance

Client: Tom and Emma
Mortgage Agreed:
Ashford, Kent
Type of Mortgage:
Help to Buy

Tom and Emma came to us after a referral from a previous customer we helped. They were both first time buyers and were living in rented accommodation.

They wanted to go down the Help to Buy route as they had seen a nice new build house in Ashford they liked. They spoke to one of our advisors Andy over the phone, who on the first call found out everything he could about Tom and Emma, their situation and affordability.

Andy then went away in his own time to research what options they would have available and what size mortgage he could get them. After Andy found a Mortgage which matched what Tom and Emma could afford to pay, he called them back to explain what he found and put it into an email so they could go through it in their own time.

When Tom and Emma were ready to complete an application, Andy was there to help them get set up from start to finish.

Let’s just say they are now happy homeowners…

How We Helped Lucy With Insurance

Client: Lucy
Insured: 01/04/2021
Occupation: Marketing Manager
What she covered: Household bills and rent
How long is she covered for: until she retires
How much does he pay?: £18.16 per month

Lucy came to us after filling out our enquiry form online. She lives on her own with no depended children; however, she still wanted to make sure she could pay her rent and bills if she couldn’t work following an accident or illness.

She has sick pay from work, but it only covered her for 4 weeks and with no savings, she would struggle after month 2. She spoke to Luke over the phone, who asked her questions about her situation and occupation.

Luke went away to research what options she had and called Lucy back to explain what he found. He put it into an email so she could go through it in his own time.

When Lucy was ready to complete an application, Luke called her back to took her through it.

Our Process


We review your current situation to work out what your options are


We search for the right deal that suits your budget


We provide you with a clear plan that is tailored to your specific situation. Once you've reviewed and accepted it, we submit your application.

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Our Clients

BIG help during Covid19!

During "Corona Lockdown" 2020 I have found the money advice articles from More Than Money to be so helpful. Andy, Sam and Luke have helped us with mortgage holiday advice and just general support. Sam sir you are a legend!

Garry Stephens

Absolutely brilliant

Andy and Lexy were absolutely brilliant at finding us a mortgage to enable us to relocate to the North. Due to our circumstances, we weren't able to stay with our lender but Andy assured us that he would get us a mortgage and he did.

The communication from both Andy and Lexy was fantastic, and they updated us regularly during the process. We cannot thank them enough for all they did for us.

Karen Marlow

Totally professional & efficient

More than money has been amazing, They assisted on life insurance for myself and partner - totally professional & efficient. For me It’s better to speak to someone who’s educated rather than use a comparison site that that will over sell the product and the guys at MTM make you aware of everything, as well as being a constant source of support - no ask was too much.

Dom Paine

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Insurance & Mortgage Experts In Kent

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