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Getting On The Property Ladder

November 13, 2020

According to research conducted by Skipton Building Society, the national average for a first-time buyer in the UK is 30 – unless you were one of the savvy folks who opened a Help To Buy ISA, in which case you’re going to be mere whippersnappers at only 28 when you first start looking to buy […]

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How The 50/30/20 Rule Can Help You Manage Your Budget

November 11, 2020

Budgeting. We all know we should do it, but when payday rolls around how many of us can actually say that we properly plan how we’re going to spend that money? Sure, we know we have to pay our rent or mortgage…but that water bill could wait until next month couldn’t it? After all you’ve […]

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Why Buying Local Shouldn’t Just Apply To Fruit And Veg

November 10, 2020

‘Buying Local’ is a buzz-phrase that’s been around for a few years now, and when it comes to buying local produce the benefits are clear – the promotion of local wealth, the reduction in the use of fossil fuels, creating local connections, less risk of food contamination…In fact, it’s been said that buying local is […]

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Credit Score Myths and Facts

October 20, 2020

The dreaded credit report; you have to check your score every time you get in the bath or settle down in front of the TV if the adverts are to be believed so that you can regularly feel terrible about that ill-advised store card you took out when you were 18. And why shouldn’t you […]

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10 Myths About Writing Your Will

October 14, 2020

Thinking about writing your Will probably isn’t on your top ten list of fun things to do – in fact it probably factors somewhere between renewing your car insurance and cleaning that gunky green stuff out of the guttering; boring, time-consuming, and not really something you want to think about right now. Plus, when it […]

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bad-credit

Bad Credit And Buying A Home

October 2, 2020

Andy here, let’s talk about your credit score! Three little numbers that could be the difference between you getting finance on that car, getting a credit card, or getting a mortgage – or not. When you apply for any type of loan, including a mortgage, lenders will check those numbers so they can see how […]

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12 Things You Need To Know About Comparison Sites

September 23, 2020

As consumers we are always on the lookout for the best deal; the cheapest holiday, buy-one-get-one-free offers on our groceries, and vouchers for money off everything from a meal out to a bikini wax. So when it comes to financial products such as insurance, credit cards and loans, it’s no wonder that so many of […]

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Thinking Of Taking Out Life Insurance?

Are you Thinking Of Taking Out Life Insurance?

September 9, 2020

Thinking of taking out life insurance is one of those things we all know we should have sorted out by now, but that we keep putting off until “tomorrow”. You’re young and healthy….and do you really want to be spending out a monthly premium for insurance when there are a lot more exciting things to […]

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How Would A Stamp Duty ‘Holiday’ Affect Me?

How Does The Stamp Duty Holiday Affect Me in 2021?

July 8, 2020

In the UK everyone has heard the phrase stamp duty holiday, but really what is it and how will the stamp duty holiday 2020 affect me? Let’s start from the beginning “What is Stamp Duty?”. Stamp duty is a ‘tax‘ you pay when you buy a residential property or piece of land that costs more […]

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self employed and coronavirus

Self-Employed & Limited Companies Help in Coronavirus Crisis

July 6, 2020

It’s fair to say that the COVID-19 pandemic has fundamentally changed the way we live, and as much our primary concern is health – our jobs and our finances are coming in a very close second. For those who are self-employed, or who run small limited companies it has been a particularly worrying time, with […]

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