Where Can I Get The Best Mortgage Rates In The UK?

June 21, 2021

In this article I’m going to be looking at whether being an existing customer of a bank means that you’ll get a better mortgage rate than going with a mortgage Broker. We ask will my bank give me the best mortgage? Are there any advantages to going straight to your bank, or not? I mean, […]

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Top 10 Questions About 5% Deposit Mortgages Government Scheme

December 15, 2020

The 5% deposit mortgages government scheme for first time buyers is known as the Help to Buy scheme. So what is the help to buy scheme is and do you qualify? I think we can all agree that the government made some interesting decisions this year, but one of the better ones are the new […]

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The Differences Between Residential and Commercial Mortgages

November 2, 2020

The word ‘residential’ may well have given it away a bit here but, basically, a Residential Mortgage is a loan secured on a property you live in (your residence), and a Commercial Mortgage, sometimes known as a business mortgage, isn’t. So what are the differences between residential and commercial mortgages? If you are interested in […]

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homebuyers guide

What is the Government Help To Buy Scheme?

August 13, 2020

What is the government’s help to buy scheme, and how can it help first time buyers? Our Homebuyers guide will walk you through the HTB process. ‘Help To Buy’ (HTB) is a government-backed scheme that was created to give first-time buyers a more affordable way to get onto the property ladder. It allows you to […]

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How Would A Stamp Duty ‘Holiday’ Affect Me?

Will the Stamp Duty Holiday be extended?

July 8, 2020

Will the government extend the stamp duty holiday? 2021 saw the UK government introduce a stamp duty holiday, but will this be extended? In the UK everyone has heard the phrase stamp duty holiday, but really what is it and how will the stamp duty holiday 2020 affect me? Let’s start from the beginning “What […]

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Should You Consolidate Your Debts To Your Mortgage

Should You Consolidate Your Debts To Your Mortgage?

June 19, 2020

Consolidating Debts To Your Mortgage, should adding your debt onto your mortgage really be your first port of call? Our top tips to save you a headache. Whatever the reason may be that you need finance, if you have a mortgage particularly one that is low rate, it seems like a no-brainer to simply add […]

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Young people moving their mortgage to a new house?

Can I move my current mortgage to a new house?

June 16, 2020

If you want to move house, what happens to your existing mortgage, can you just move mortgage? Can you use it to buy your new home, or do you need to get a new mortgage? In this article I’m going to be looking at whether or not the decision you make will increase your debt. […]

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How to find the best mortgage deal

How Do I Find The Right Mortgage Deal

May 14, 2020

Getting a mortgage is generally the biggest financial commitment you will ever make, but with thousands of mortgage products available, “How Do I Find The Right Mortgage Deal?” Allow me to explain. Mortgages can be a tricky field to navigate, and with the recent news about the Bank Of England base rate being cut, finding […]

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What Coronavirus Means For Your Mortgage

What Coronavirus Means For Your Mortgage

April 10, 2020

Coronavirus And Your Mortgage Over the last couple of months life as we know it has been completely turned upside down. Besides the health concerns for ourselves and loved ones, the question of financial stability concerns a lot of people. Particularly those with mortgages to pay, so you are probably asking yourself “What does Coronavirus […]

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Do Existing Mortgage Lenders Offer Preferential Rates?

What Happens When My Fixed Rate Mortgage Ends?

April 10, 2020

What happens when my fixed-rate mortgage ends? Will your Mortgage Lender Offer you Preferential Rates? Should you look elsewhere? In this article, I’m going to be asking Do Existing Mortgage Lenders Offer Preferential Rates? What you can do about it if they don’t… The answer is no, not always. It would be a pretty short […]

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