Mortgages

What Is A Mortgage?

September 20, 2021

Put simply, a mortgage is a loan that you take out so that you can buy a house. Apart from the fact it’s for more money than you’ll ever need to borrow for anything else – it’s the same as any other loan. In this article, I look at the important stuff you need to […]

How Much Deposit Do I Need For A Mortgage?

September 1, 2021

How Much Deposit Do I Need For A Mortgage? Ah, the million dollar question…we hear people talking about saving for a deposit for a house all the time, but how much is that exactly? You’ll be unsurprised to learn that when it comes to how much money you need to put down, the amount will […]

What Is Stamp Duty?

August 16, 2021

In this article, I am going to be looking at stamp duty: what it is exactly, and whether it applies to everyone in all home-buying situations. What is it exactly? And does it apply to everyone in all home-buying situations? It is easy to assume that stamp duty is just yet another fee that […]

What Are The Different Types Of Mortgage?

August 16, 2021

Different Types Of Mortgage Products have their own benefits. More Than Money looks at the different types of mortgages available on the market today. In this article I’m going to explain in detail all the different types of mortgage products and what makes them different from each other. With so many choices out there, finding the […]

Should You Consolidate Your Debts To Your Mortgage

Should You Consolidate Your Debt To Your Mortgage?

July 2, 2021

If you want to consolidate your debt, should adding them to your mortgage really be your first port of call? Whatever the reason you need finance, if you have a mortgage – especially a low-rate one, it seems like a no-brainer to simply add on the debt from that credit card, new car or kitchen. […]

Where Can I Get The Best Mortgage Rates In The UK?

June 21, 2021

In this article I’m going to be looking at whether being an existing customer of a bank means that you’ll get a better mortgage rate than going with a mortgage Broker. We ask will my bank give me the best mortgage? Are there any advantages to going straight to your bank, or not? I mean, […]

The Differences Between Residential and Commercial Mortgages

November 2, 2020

The word ‘residential’ may well have given it away a bit here but, basically, a Residential Mortgage is a loan secured on a property you live in (your residence), and a Commercial Mortgage, sometimes known as a business mortgage, isn’t. So what are the differences between residential and commercial mortgages? If you are interested in […]

What is the Government Help To Buy Scheme?

August 13, 2020

What is the government’s help to buy scheme, and how can it help first time buyers? Our Homebuyers guide will walk you through the HTB process. ‘Help To Buy’ (HTB) is a government-backed scheme that was created to give first-time buyers a more affordable way to get onto the property ladder. It allows you to […]

How Would A Stamp Duty ‘Holiday’ Affect Me?

Will the Stamp Duty Holiday be extended?

July 8, 2020

Will the government extend the stamp duty holiday? 2021 saw the UK government introduce a stamp duty holiday, but will this be extended? In the UK everyone has heard the phrase stamp duty holiday, but really what is it and how will the stamp duty holiday 2020 affect me? Let’s start from the beginning “What […]

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