Mortgages

Higher Income Multiple Mortgages

June 15, 2022

So, you’re at the point where you’re ready to get a mortgage. You’ve saved for your deposit, your credit rating is in peak physical condition, and you’ve even been eyeing up a few properties in the area. Now everything hinges on how much you can actually borrow. When it comes to how much a mortgage […]

What Is A Buy-To-Let Mortgage?

April 13, 2022

If you decide to buy a property to rent out to someone else, rather than to live in yourself, you can’t just get a bog-standard, residential mortgage. Instead, you need a Buy-To-Let mortgage (BTL). But how exactly is a BTL mortgage different? How do they work? And where can you get one from? In my […]

What Is A Variable Rate Mortgage?

March 8, 2022

What exactly is a variable–rate mortgage? How do they work? What are the different types? And what are the pros and cons? Variable-rate mortgages; come, on what do you know? If the answer is, ‘not a lot’, you’re not alone. The industry tends to over-complicate things when it comes to mortgages, so it’s no wonder […]

What Is A Fixed-Rate Mortgage?

February 28, 2022

At More Than Money we know that mortgages don’t have to be as confusing as the industry makes them out to be, which is why in this article I’m going to be talking about a type of mortgage you might have heard of: fixed-rate mortgages. Mortgages; they’re not a one-size-fits-all type of thing, and if […]

How Easy Is It To Get A Mortgage In The UK?

November 5, 2021

Unfortunately there isn’t a simple answer to the question, ‘How easy is it to get a mortgage in the UK?’. It really all depends on things like whether you already have an existing mortgage, your income, whether you’re in debt, what your credit is like, and how much of a deposit you have. My article […]

5 Weird Reasons Why A Mortgage Might be Declined

October 27, 2021

If you’re thinking of getting a mortgage, you probably already know the importance of having a decent deposit, good credit, and not being in huge amounts of debt. You don’t need me to tell you how expensive houses are, and before lenders stump up that huge amount of cash, they’re going to want to make […]

Can I transfer my current mortgage to a new house?

September 27, 2021

If you want to move house, what happens to your existing mortgage, can you just transfer your mortgage? Can you just take your mortgage with you and use it to buy your new home? Or do you need to get a new mortgage? In this article I’m going to be looking at whether or not […]

What is the Government Help To Buy Scheme?

September 27, 2021

What is the government’s help to buy scheme? How can it help first time buyers? Our Homebuyers guide will walk you through the HTB process and answer all of your questions. ‘Help To Buy’ (HTB) is a government-backed scheme that was created to give first-time buyers a more affordable way to get onto the property […]

12 Things You Need To Know About Comparison Sites

September 27, 2021

As consumers we are always on the lookout for the best deal; the cheapest holiday, buy-one-get-one-free offers on our groceries, and vouchers for money off everything from a meal out to a bikini wax. So when it comes to financial products such as insurance, credit cards and loans, it’s no wonder that so many of […]

The Differences Between Residential and Commercial Mortgages

September 27, 2021

The word ‘residential’ may well have given it away a bit here but, basically, a Residential Mortgage is a loan secured on a property you live in (your residence), and a Commercial Mortgage, sometimes known as a business mortgage, isn’t. So what are the differences between residential and commercial mortgages? If you are interested in […]

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