mortgage

How Easy Is It To Get A Mortgage In The UK?

November 5, 2021

Unfortunately there isn’t a simple answer to the question, ‘How easy is it to get a mortgage in the UK?’. It really all depends on things like whether you already have an existing mortgage, your income, whether you’re in debt, what your credit is like, and how much of a deposit you have. My article […]

5 Weird Reasons Why A Mortgage Might be Declined

October 27, 2021

If you’re thinking of getting a mortgage, you probably already know the importance of having a decent deposit, good credit, and not being in huge amounts of debt. You don’t need me to tell you how expensive houses are, and before lenders stump up that huge amount of cash, they’re going to want to make […]

What is the Government Help To Buy Scheme?

September 27, 2021

What is the government’s help to buy scheme? How can it help first time buyers? Our Homebuyers guide will walk you through the HTB process and answer all of your questions. ‘Help To Buy’ (HTB) is a government-backed scheme that was created to give first-time buyers a more affordable way to get onto the property […]

The Differences Between Residential and Commercial Mortgages

September 27, 2021

The word ‘residential’ may well have given it away a bit here but, basically, a Residential Mortgage is a loan secured on a property you live in (your residence), and a Commercial Mortgage, sometimes known as a business mortgage, isn’t. So what are the differences between residential and commercial mortgages? If you are interested in […]

Getting On The Property Ladder

September 23, 2021

Getting on the property ladder can be one of the most exciting times of your life! More Than Money talks first-time buyers through the process. According to research conducted by Skipton Building Society, the national average for a first-time buyer in the UK is 30. Better or worse than you thought? Unless, of course, you […]

What Is A Mortgage?

September 20, 2021

Put simply, a mortgage is a loan that you take out so that you can buy a house. Apart from the fact it’s for more money than you’ll ever need to borrow for anything else – it’s the same as any other loan. In this article, I look at the important stuff you need to […]